LJ Hooker Finance can complete your application
to issue an indicative and quick approval subject
to meeting all requirements.
We can also assist with a guaranteed deposit bond to secure your purchase if needed. Our main focus is to provide you with a better home loan and make the application process a simple and satisfying experience
So what does this all really mean?
- Competitive low rate and limited fees
- Fast pre-approvals
- An experienced mortgage broker to help you from start to finish
- Loans for first home buyers, investors, refinancing, construction and self employed
- Supported by one of the largest real estate companies in Australia with funding provided by some of Australia's most reputable financial institutions.
A product we’re proud to put our name to.
Sometimes when you can’t find what you’re looking for, it inspires you to make it yourself. That’s how the LJ Hooker Home Loan Range was born. Only available from LJ Hooker mortgage brokers, the LJ Hooker Home Loan range has limited fees and low rates, making our loans some of the most competitive products out there.
Don’t just take our word for it.
In May 2011, our LJ Hooker Leveredge Home Loan was awarded a 5 Star Rating for Outstanding Value^ by Australia’s leading endorser of financial products – CANSTAR CANNEX, a company used by over 300 financial institutions to fine tune and rate their products. This puts the LJ Hooker Classic Home Loan in the top 5% of home loan products in the market.
The LJ Hooker Home Loan range is designed to provide a selection of the best home loans available in the market.
LJ Hooker Home Loans have some of the lowest variable and fixed interest rates on offer with few fees and provide all the flexibility and convenience you would expect from a home loan - at no extra cost. So why not have one of our qualified mortgage brokers contact you today? Or you can simply complete your application online.
The LJ Hooker Home Loan range
is suitable if you are:
- A first home buyer
- An investor
- Looking to refinance
- Looking to buy a new home
- Looking to build a home
Get the most out of your LJ Hooker Home Loan:
- Have your income go straight to the loan
- Use your existing credit card to make all your monthly purchases
- When your credit card payment is due, use the free redraw facility to pay it off from your LJ Hooker Home Loan
Utilising your loan in this way keeps your interest lower, which means you keep as much of your savings as possible in your loan facility and offset the loan balance!
At LJ Hooker Finance we have done our best to minimise or eliminate as many fees as possible, especially upfront and ongoing fees. If you are a standard applicant (ie PAYG borrower buying one property in most metropolitan areas), you will pay:
- No application fees (Application fee currently waived until December 2011)
- No valuation fee**
- No redraw fee
- No additional repayment fee
- No monthly account fees
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Note on legal disbursements which appear as Legal cost on loan contracts:
Our lawyers will need to pass on to you any out-of-pocket expenses they incur in processing your loan. These include title searches, bank cheque fees, the cost of getting an agent to attend settlement, etc. These expenses typically add up to $115-$300 depending on the number of securities, bank cheques, settlement location, etc
* All rates are effective 7 Novemeber 2011 and are subject to change at any time. 1 If >50% of loan is Fixed – 0.15%p.a. loading to fixed rate above 2 Annual fee applies to LOC only ^ The Comparison Rate is calculated on a secured loan of $150,000 for a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This information is to be used as a guide only and is subject to change at any time. Other fees and charges may apply. All home loan applications are subject to meeting the lender’s credit criteria. Please refer to www.ljhooker.com for further information. Referral commissions may be payable by LJ Hooker Finance to the referrer / referring office where a referral results in a settled loan. This amount is not payable by you, the customer.
**No-set up fees on standard applications. Additional valuation cost may occur based on the value and location of the subject property. This will be a cost in the time taken for the valuer to attend or complete the required valuation. This cost will be related to the client by consultant prior to the commencement of valuation.