Good news for home loan customers as RBA leaves rates on hold again in August
At its board meeting this week, the Reserve Bank of Australia announced…
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Building wealth at any age
Building wealth is a goal most people aspire to. Contrary to common…
Use a refinance to cut costs on your home loan
With everything getting more expensive, it’s no surprise that many of us…
“Too soon to declare victory” as RBA keeps rates on hold but don’t rule out another rate rise
In May the Reserve Bank has kept interest rates on hold at…
First Home Buyers are back in the market
Hats off to Australia’s first home buyers! The latest lending data shows…
4 tips to help get a home loan if you’re self-employed
Applying for a home loan or any type of finance against property…
RBA leaves rates on hold for third consecutive meeting
In March the Reserve Bank of Australia has left interest rates on…
RBA holds rates in February. Is good news on the way for homeowners?
It’s a move that was widely expected but nevertheless the Reserve Bank…
RBA keeps rates on hold in December as a pre-Christmas gift for borrowers
The Reserve Bank of Australia has gifted households an interest rate reprieve…
Be home loan savvy over the festive season
It may be called the silly season but a few smart strategies…
RBA raises the cash rate on Melbourne Cup day
The Reserve Bank of Australia (RBA) has increased the official cash rate…
RBA holds rates in October, but for how long?
The Reserve Bank of Australia has held the cash rate steady for…
Property prices march on to a new peak
The property market has ignored higher interest rates, with values rising almost…
Home loan pre-approval give buyers an edge
There’s a lot to be said for having your home loan pre-approved.…
RBA holds cash rate at September meeting
Aussie homeowners can breathe a sigh of relief after the Reserve Bank…
Homebuyers on the move as people look to get out of the rental crunch
Inflation is driving up the cost of living and we’ve had successive…
The cash rate has now been on hold for 2 months. Can lower home loan serviceability buffers help refinancers?
In their August meeting the RBA board kept the official cash rate…
Break out of mortgage prison and reduce the stress on your budget
You’re not alone if you’re keen to refinance but told you can’t?…
RBA again holds rates in August
At the August 1st meeting the Reserve Bank of Australia (RBA) allowed…
RBA puts the cash rate increases on hold in July
At the July 4th meeting the Reserve Bank of Australia (RBA) decided…
RBA tries to break the back of inflation with another cash rate hike to 4.10%
The RBA has hiked the official cash rate for the 12th time…
What is the fixed rate cliff and how can refinancing help?
You’ve probably heard the term “fixed-rate cliff” in the news lately. But…
Tips to help you stay on top when home loan rates are rising
With the Reserve Bank of Australia (RBA) again rising official interest rates…
RBA raises the cash rate to 3.85% in May going against the majority of predictions
On May 2nd the Reserve Bank of Australia (RBA) increased the official…
First Home Buyer deposit saving times have plunged
Rising interest rates have created doom and gloom headlines for mortgage holders.…
Money habits that may cause concern for lenders
We all know that managing our money is important and that bad…
7 signs that you’re on the right track financially
Interest rates and the cost of living are rising. This has led…
Home loan borrowers granted a reprieve as RBA places rates on hold in April
After 10 straight interest rate hikes the Reserve Bank of Australia (RBA)…
It’s time for some Easter fun
There is so much to love about Easter from Easter egg hunts…
The iconic ANZAC Biscuit
Like the dawn service and a few rounds of two-up, ANZAC biscuits…
4 tips to consider if you want to buy a home but rate rises have you feeling the heat
Have recent rate hikes made you nervous about taking the plunge into…
On the edge of a fixed-rate mortgage cliff? Let’s help you prepare
Do you have a fixed-rate home loan that’s coming to an end…
Buying property using cash from your superannuation fund
Buying an investment property is often high on the wealth wish list…
RBA raises the cash rate to 3.60% in March and homeowners are feeling the pain
The RBA has raised the cash rate now for the tenth straight…
4 tips if you’re planning a home reno in 2023
Having a spruced-up home feels great. And it can also boost your…
Should I change my job if I’m applying for a home loan?
Changing jobs may offer more perks – higher income, greater fulfilment, and…
The RBA has raised the official cash rate for the ninth time in a row
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing…
Rate rise number 8 could cause “price shock” for some borrowers
Yesterday the RBA increased the cash rate a further 25 basis points…
A new phone or a better home loan? What would you research more?
What’s more important: your new phone or your next home loan? Well,…
Where’s there’s a will (and genuine savings), there’s a way
Inheritances can be a bittersweet part of life. But an inheritance alone…
5 surprising reasons why your home loan application may be declined
Whether it’s your love life or your home loan application, no one…
Applying for a loan when you’re a first-time investor
Applying for an investment loan is very similar to applying for a…
Right now buying could be cheaper than renting
For many Australians, rate hikes and inflation have made the dream of…
What the NSW Stamp Duty reform means for First Home Buyers
Under discussion for some time, the NSW government finally passed the stamp…
Property prices are dropping. Should you refinance now?
You may have heard that property values are on the decline. But…
Top 6 questions to ask at your next open home
Planning on visiting some open homes this weekend? To get the most…
The Perfect Christmas Tree Ideas
Whether you’re tight on space, on a budget or just looking for…
How to stop renting and get into the property market
The recent decline in rental properties has caused many to feel uncertain…
Is now a good time to buy an investment property?
You’ve bought a home and now have equity. So, you may be…
Your Halloween Survival Kit
Here are some ideas to help you get through Halloween this year……
Crowd-pleasing salads to whip up this season
It’s what Spring/Summer dining is all about – alfresco set-ups, enjoying the…
The Cash rate set by the RBA is now at a 7 year high
The full impact is yet to be felt and many borrowers may…
7 steps to beat rising interest rates
You may think rising interest rates have you beat, but don’t stress…
5 low-cost renovations that will boost your home’s value
One of the great aspects of owning your home is that you’re…
Interest rates are rising – what can you do if your repayments are too high?
In July the Reserve Bank of Australia (RBA) continued its trend of…
Fixed rate ending in the next 3-6 months? Prepare for higher repayments with these 5 steps
The cost of living is putting pressure on Aussie households, so the…
Tips to help manage your mortgage when rates are going up
In the past 2 months official interest rates have gone up by…
Tips to help small business owners get tax savvy
After another year of uncertainty, the end of Financial Year (EOFY) is…
What is debt consolidation and how can it help you?
Are you struggling with debt? Anxious about opening that gigantic pile of…
A guide to selling a house with a mortgage
You’ve decided to cash out of the property market, upgrade, or build…
5 Tips to reduce stress when refinancing your home loan
Refinancing your home loan can take hours of work and may end…
Renovation and building costs set to soar
The recent COVID pandemic has driven an unexpected trend – a shortage…
Does home loan pre-approval affect my credit?
When you’re on the hunt for a new home, it can feel…
How to use the equity in your home to pay for big-ticket items
Home owners have access to a secret weapon that can make a…
Peak, peaking, peaked – how to read Australia’s housing market
Australian housing values grew 22.1% last year and the market is showing…
Don’t let your credit history hold you back this year
If you’ve missed a payment or defaulted on a utility bill, credit…
A guide to property investing
With the property market in a growth phase, rental vacancies at all-time…
New Year, new home loan: How to refinance your mortgage in 2022
The festive season is a great time to reset and create goals…
4 tips for getting a home loan if you’re self-employed
If you’re a self-employed borrower or you own a small business, you…
5 smart money tips to avoid overspending this festive season
The ongoing festive season is a great time to go on a…
Focus on financial health for the festive season
The earlier you start planning, he better prepared you will be for…
Wrapping up your finances: How to budget for Christmas
It might be regarded as the most wonderful time of the year,…
The real-life guide to home loans for the self-employed
Running your own small business comes with a level of freedom and…
Ten ideas to keep the kids occupied during the holiday break
Sometimes school holidays can be a stressful time trying to work out…
Renting versus Buying: Four factors you need to consider
Australian house prices are now among the most expensive in the world:…
What pocket money can teach your children
Pocket money is a great way to help teach your child financial…
Finding the right investment property
Understanding why you want to own an investment property will help you…
How to access your home equity
You make your mortgage payment on time. You take pride in your…
The 6 step method to tidy up your finances
Tidying up your finances may just change your life. Here’s some tips…
Tax tips: What can I potentially claim this year?
Plenty of Aussies have been WFH (working from home) this financial year,…
A property report can help you pay the right price
When you fall in love with a property, it’s possible to get…
What do I need for a home loan application?
You’re excited to buy your own home. Finally, you can nail paintings…
The latest on the Australian property market – the housing boom rolls on
Housing markets around Australia continued to surge in May with CoreLogic’s national…
Cost-saving tips to take the stress out of moving house
It’s often said that after the death of a loved one or…
How much of the housing market can different incomes buy?
Housing affordability is becoming an increasingly pressing concern through 2021, as dwelling…
Open home checklist — what potential buyers should look for when inspecting a property
Prospective property buyers rarely have more than 30 minutes to inspect a…
4 reasons why you should have a lending specialist on your side
You may have been to a bank for a loan and maybe…
Receipt apps and how they can help you at tax time
Believe it or not, receipts are not created just for the purpose…
Deciphering the home loan jargon
Home loan lingo is like the most boring game of Scrabble ever.…
Can you buy a rental property without a deposit?
Property is one of Australia’s best-loved investments, with the potential to deliver…
Home loan affordability: everything you need to know
In a recent study, over 1,100* Aussies were asked what they are…
Understanding what factors into a neighbourhood’s value
Neighbourhood value may be something you may think of, if only subconsciously.…
Is a house and land package better value than land alone?
If you’re looking to build your dream home you may not know…
5 Tips for savings towards a house deposit
2020 was definitely one of those years that stopped us in our…
5 easy ways to cut down your monthly living costs
If 2020 wasn’t easy on your finances and you’re looking for better…
What is positive and negative gearing?
When tuning in to media coverage around property and particularly investment properties,…
Your home in 2021 – love, list or buy?
Every year, we have a chance to reflect on the year and…
8 things to consider when buying off-the-plan
With many state capitals becoming a hive of construction activity, even more…
7 New Year’s Resolutions That Can Help You Buy a Home in 2021
Are you hoping to buy a property in 2021? Here are seven…
Ready to upgrade to your next home?
Handy tips when you’re ready to make your next property move and…
5 mind tricks that can bring you amazing money luck
Shift your money mindset and watch your fortune grow. Let’s face it—money can…
5 Tips on becoming a homeowner (with less than 10% deposit)
It’s the million-dollar question for all aspiring homeowners. How do you buy…
Why now is a good time to review your home loan
When was the last time you checked out if you’re paying too…
Is now the time to invest in property?
In this article we have put together some recent property stats from…
The 6 best ways to declutter your home
Just about every household has more stuff lying around than is ideal,…
Can you have a chic kitchen and kids at the same time?
Want to plan a chic kitchen renovation that works for everyone in…
How to choose between a fixed or variable home loan
Choosing between a fixed or variable rate home loan is a common…
Ways to pay off your home loan faster
Small changes now can mean big differences later to how much of…
Reserve Bank Interest Rate update November 2020
The Reserve Bank of Australia (RBA) has reduced the official cash rate…
You don’t have to pay for lender’s mortgage insurance upfront
Lenders mortgage insurance (LMI) premiums are payable in two ways, an upfront…
How beginner property investors can overcome their biggest fear
There are a number of reasons why a person may want to…
Should I buy before I’ve sold my home?
When you’ve found “the one” for the second time, knowing whether to…
Is a basic approval in principle different from a full pre-approval?
Much like ordering everything off the menu at a Michelin star restaurant…
The five things every First-Home Buyer Googles
We answer five of the most popular questions every prospective buyer Googles…
Australian property market: Homeowners to benefit from low interest rates for next three years
It’s the silver lining to the COVID-19 recession for those lucky enough…
Why a “specialist” home loan may be a good option for you
As we prepare for the possibility that the coronavirus pandemic may continue…
A Step-by-Step Guide to Securing a 98% Home Loan
Most home buyers have probably heard about needing a 20% deposit to…
Reserve Bank Interest Rate update September 2020
The Reserve Bank of Australia (RBA) will keep interest rates on hold…
How to assess and tackle your finances
We know it’s been said before, but it has truly been a…
5 steps to building your first home
You might decide that rather than buying an established property as your…
4 smart home loan refinancing strategies
Refinancing is replacing your existing home loan with a new one over…
5 simple steps to financial independence
Financial independence. If you ask 100 different people you’ll probably get 100…
What Will the New Financial Year Look Like for Property Markets?
If ever there was a need for a case study about property…
First-home buyer enquiry surges as buyers navigate the COVID-19 market
Australia’s real estate industry has been put to the test in 2020,…
Why is home loan refinancing on the rise?
Early July data from the Australian Bureau of Statistics (ABS) shows the…
Reserve Bank Interest Rate update July 2020
The Reserve Bank of Australia (RBA) will keep interest rates on hold…
How much is your old home loan really costing you?
Like another A Star is Born remake, sometimes it’s good to boot…
How to stay on track with your financial plan
Now you’ve got a plan in place, it’s time to stick to…
A quick guide to debt consolidation through refinancing
Refinancing multiple debts into your home loan can help simplify your finances.…
How to refinance your home loan to buy an investment property
If you’re looking to buy an investment property and have equity in…
What do comparison rates tell us?
Comparison rates help us to compare loan products. They are designed to…
State by state – How much money the government is giving first-home buyers to buy or build
First-home buyers in every state of Australia already had cash incentives to…
Your end of financial year checklist. What you need to know for this year.
It always takes some planning to get your finances in order for…
Buying a house on a reduced income
The coronavirus pandemic has hit many Australians financially, through job loss and…
HomeBuilder grant. Everything you need to know.
There’s good news for first home buyers and owner-occupiers! On June 3…
Had time at home recently to dream about renovating? Here’s what to consider.
Social distancing has recently given us more time at home than ever…
How do building loans work?
A building (or construction) loan is one you might apply for if…
RBA interest rates: Rates on hold at record low of 0.25%
Aussies have been told to expect low rates for some time, and…
What first-home buyers need to be looking out for right now
It’s not surprising that many first-home buyers keeping abreast of the latest…
Don’t get rejected! How to get your home loan refinance approved
Want to refinance your mortgage but worried you’ll be rejected? Find out…
4 reasons to get your home loan pre-approval before attending an auction
Going to bid at an auction without getting pre-approval for a home…
The beginner’s guide to refinancing
The process for refinancing a home loan isn’t as complicated as you…
‘Remarkably resilient’: Australian property marks surprising result
Here’s what happened to property in April. The national property price index…
Mortgage pause may cost an extra $17k: What to do instead
Affected by COVID-19? There might be a better way to ease financial…
Make BAS preparation easier with these time-saving tips
If you’re registered for GST, you’ll have a regular business activity statement…
Why now’s the time to refinance – and how to do so without leaving the house
Refinancing may be a great way to save money or free up…
Why has home loan refinancing surged during COVID-19?
Home loan refinancers are on the move and we look at reasons…
Your credit history is now more visible
But don’t worry! It’s a good thing for most people. Previously, when…
Top 4 ways your home loan can work better for you
Your home loan repayment is most likely the biggest outlay in your…
Four ways to help your children buy property
Many first home buyers struggle to get into the property market. Here…
Expert help in times of uncertainty
Cut through confusion and contact a lending specialist. Given the uncertainty created…
Are you paying a Loyalty Tax?
Many Australian’s still have their home loan with major bank lenders –…
First-time buyers hit property hotspots in COVID-19 window
First-time buyers are actively searching in affordable areas around Australia during the…
How to work from home with kids & stay sane (It is possible)
Social distancing due to coronavirus has made working from home a way…
What a lending specialist can do for you amid the coronavirus crisis
If you’ve lost your job and you’re not sure whether to hit…
Getting started if you’re a first home buyer
Confused by Dad’s mortgage lecture and really want to know where to…
Your home loan settlement made simple: 3 steps to prepare
Once your home loan is approved and you’ve signed the contract of…
How to consolidate your debts and save thousands of dollars in interest
Consolidating your debts can potentially save you hundreds if not thousands of…
Should you refinance your home loan during the COVID-19 crisis?
Refinancing your home loan during the COVID-19 crisis could help you to…
Refinancing and how it can assist landlords
Refinancing and how it can assist landlords The current Coronavirus (COVID-19) situation…
Take advantage of lower interest rates
How to take advantage of lower interest rates to protect yourself in…
Step-by-step guide to refinancing
Refinancing can be a great money-saver. Replacing your existing loan can be…
We’re open for business and here to help
Our business is “covid-capable” and isolation enabled.
Ten ideas to pull off the perfect staycation
Holidaying at home has never been more popular.
Return to the village
Suburbs are increasingly becoming community hubs, with everything you need within easy…
Become a home brewer
This past-time is fast gaining popularity… and not only for beer lovers.
Do green houses grow profits?
Sustainable modifications are cheaper and easier to make than ever, as technology…
Buying property – the hidden costs
One of the major costs you will come across on your journey…
The Spring Property Market
Spring brings fresh property listings, but what is really happening? Is it…
What is a Property Appraisal?
A property appraisal is an important part of the process of buying…
What is a home loan pre-approval?
Is getting pre-approval for a home loan the key to stress free…
What is an offset account?
When researching home loans, you may have heard the term ‘offset account’…
Renovate for maximum return
Renovating is exciting but before you start knocking down walls, it pays…