If you’ve missed a payment or defaulted on a utility bill, credit card or personal loan in the past, then you might find yourself with a less-than-stellar credit score. If you’ve got credit repayment issues, getting a home loan can be a challenge. This real life guide explains the credit report problems that might affect…
If you’re a self-employed borrower or you own a small business, you are already familiar with the ongoing challenges of keeping your accounts, finances and income flow all on track. It’s not easy. But here’s some good news. Getting a home loan doesn’t have to be yet another financial issue to worry about. Here are…
The ongoing festive season is a great time to go on a shopping spree. Both online and offline retailers come up with discounts and offers to attract customers this time of the year. As one gets flooded with multiple choices, it is easy to get tempted into buying things one doesn’t need. Unchecked shopping urges…
Running your own small business comes with a level of freedom and flexibility, but this can leave little time for figuring out how to get a home loan. Lenders will scrutinise not only your personal circumstances, but also those of your business – which can be daunting. That’s why we’ve put together real-life guide to…
Sometimes school holidays can be a stressful time trying to work out how to keep the kids entertained. This year might look a little different to years gone by and perhaps it’s a chance to explore the things right at your back door. Here are ten ideas to keep the kids busy at home or…
8 Christmas gift ideas to prepare with kids The official gift giving season has begun! Invite the little ones to the kitchen and prepare the best homemade (and edible!) Christmas gifts! Try one or all of the suggested activities… the important thing is that everyone has FUN! 1. Cookies for friends Prepare cookies for friends…
Australian house prices are now among the most expensive in the world: Sydney and Melbourne have historically led the way when it comes to pricey real-estate, but other states are now quickly catching up. What used to be an achievable goal for most Australians – to work hard and save hard to buy a home…
Pocket money is a great way to help teach your child financial management skills. It gives them a firm idea about the value of things, teaches them to save and gives them a sense of responsibility for achieving their own goals. It’s important for parents to remember that children take their cues about money from…
When you fall in love with a property, it’s possible to get carried away and pay too much. But a property report can help you strike a balance between your heart and your head. After dozens of uninspiring open houses, you finally stumble across a place that just feels right for you. And your imagination…
You’re excited to buy your own home. Finally, you can nail paintings in without fear. It’s walking distance from your best mate. It’s even got your lucky number on the letterbox. So why is applying for a home loan so daunting? There’s a lot riding on getting it right, and there are no guarantees. Our…