Is a basic approval in principle different from a full pre-approval?

Much like ordering everything off the menu at a Michelin star restaurant without checking your wallet, searching for properties without understanding your true borrowing power can leave you with a bill that you can’t afford (or get out of). Whether you’re a first-home buyer or looking to upsize or downsize, speaking to a lending specialist…

The five things every First-Home Buyer Googles

We answer five of the most popular questions every prospective buyer Googles at the beginning of their home-ownership journey. When you’re looking to break into the property market as a first home owner, there’s plenty to wrap your head around. It’s absolutely understandable that you’ll head over to Google to start your desk research on…

First-home buyer enquiry surges as buyers navigate the COVID-19 market

Australia’s real estate industry has been put to the test in 2020, and while the coronavirus pandemic has forced the sector to slow down, first-home buyers are doing the opposite. According to realestate.com.au, since the beginning of the year, they have seen a surge in first-home buyer enquiry on their website and the health crisis…

State by state – How much money the government is giving first-home buyers to buy or build

First-home buyers in every state of Australia already had cash incentives to build or buy a new home but recently the stakes got considerably higher. When the federal government revealed its $25,000 HomeBuilder grant in a bid to boost the economy, throwing a lifeline to the home construction industry, it wasn’t designed to be used in…

HomeBuilder grant. Everything you need to know.

There’s good news for first home buyers and owner-occupiers! On June 3 the federal government announced a $700 million housing package for Aussies to access $25,000 grants to build a new home or start a major renovation. What does that mean for you? As a first home buyer or owner-occupier, understanding what federal grants, incentives…

What first-home buyers need to be looking out for right now

It’s not surprising that many first-home buyers keeping abreast of the latest property news are feeling the “fear of missing out”. Interest rates are at an all-time low, restrictions on public auctions have eased, and some homes have been discounted according to recent data from realestate.com.au. While these conditions can provide a boost for first-home…