At the May board meeting the Reserve Bank of Australia (RBA) has announced its cash rate decision, again lifting the official cash rate by 0.25% to 4.35%. Household budgets are set to be stretched even more after the RBA increased the official cash rate for the 3rd time in 2026. The last time the official…
At the March board meeting the Reserve Bank of Australia (RBA) has announced its cash rate decision, putting further pressure on household budgets. Household budgets are set to be stretched after the RBA announced back-to-back rate hikes. Following its two-day meeting, the central bank on Tuesday lifted the official cash rate by a further 25…
Buying an investment property can be a powerful wealth-building strategy, but only if you go in with your eyes wide open. While property can generate long-term capital growth and rental income, it also comes with a range of financial responsibilities. Here’s how to determine whether you’re financially ready to invest. Understand your borrowing capacity The…
At the February board meeting the Reserve Bank of Australia (RBA) provided no surprises by lifting the official cash rate by 0.25% to 3.85%. The Reserve Bank Monetary Policy Board has begun a new tightening cycle, increasing the cash rate for the first time in two years. On Tuesday afternoon (3 February), the Reserve Bank…
Buying a home can be one of the most exciting milestones in your life — but it can also feel overwhelming, especially when it comes to navigating the finance side of things. One phrase you’re bound to hear early in the process is “conditional approval” (sometimes also called pre-approval). Understanding what it means — and…
At the December board meeting the Reserve Bank of Australia (RBA) provided no early Christmas present to home owners and kept the official cash rate on hold. The Reserve Bank of Australia (RBA) has announced that the official cash rate will remain on hold for the next couple of months, after keeping it steady at…
As the tinsel goes up and holiday shopping begins, it’s easy to let the fun of the season push financial caution to the background. But the good news is: you don’t have to miss out on celebration to keep your home‑loan position strong. A few well‑timed, smart moves now will help you head into the…
Buying your first home is one of the biggest financial steps you’ll take. Having a solid strategy, understanding the key stages, and working with the right people can make the process smoother and put you in a stronger position. Here’s what to focus on. 1. Build Your Deposit – The Bigger the Better While some…
As we look toward 2026, the renovation landscape is evolving — driven by changing lifestyles, sustainability goals, and shifting buyer expectations. Whether you’re renovating to stay, sell, or simply refresh your space, planning with the future in mind will help you get more value from your project. Here are five key tips to guide your…
When you’re preparing to buy a property — whether it’s your first home, your next home, or an investment — one of the most important questions is: How much can I borrow? Your borrowing power determines what price range you can realistically aim for and how comfortable your repayments will be. Lenders look at your…