Buying your first home?

If you’re a first home buyer ready to enter the market, download our handy 6 top tips to help you get on your way.

Our First Home Buyer difference:

  • Potentially borrow up to 98% of the purchase price (including building your home)
  • Budget planning around your lifestyle
  • Free borrowing power and deposit assessment
  • Free property and suburb reports to help with your research
  • Choose the right home loan for you
  • A home loan pre-approval

First Home Buyer Loans made simple.

Whether building or buying our low deposit no fee home loan helps you move into your first home.

We understand that entering the property market for the first time can be confusing. That’s why we’ve developed a simple home loan and combined it with options to help get you started.

Whether buying or building, we’ll guide you through the process and even help you access any government benefits like the First Home Owner Grant, where you’re eligible. We can also help you understand any potential stamp duty concessions.

At a time when funds can be tight every little bit helps. That’s why our low deposit no fee home loan can help get you started – with a low ongoing variable rate.

Our 5 Star First Home Buyer Loans come with:

  • Low deposit options
  • Potentially borrow up to 98% of the purchase price (including building your home)
  • An ongoing low variable rate
  • No application fee or ongoing fees
  • Fixed rate options 
  • Off-set option, redraw, multiple loan splits and mobile banking app

5 Star Home Loan

5.28% p.a.

Ongoing variable rate
No annual fee
No application fee

5.29% p.a.*

Comparison rate

Want to know more? Speak to your local lending specialist today. Find your local lending specialist. Or fill in your details and we’ll be in touch.

*Interest and Comparison Rates shown are for the LJ Hooker Home Loans 5 Star variable rate principal and interest home loan with a loan to security value ratio =< 95% LVR (inclusive of Lender’s Mortgage Insurance premium) which is current as of at the 16/09/2022 and is subject to change at any time. Please speak with your LJ Hooker Home Loans Lending Specialist for current interest rate information. Credit criteria applies to any loan application subject to any potential loan offer being suitable for your personal circumstances. Fees and charges, terms and conditions apply.
The Comparison rate is calculated on a secured loan of $150,000 for a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This information is to be used as a guide only and is subject to change at any time.