Like another A Star is Born remake, sometimes it’s good to boot out the old and welcome the new. You’ll experience renewed enthusiasm, big twists and turns, and Bradley Cooper or Lady Gaga – whichever takes your fancy.

When it comes to home loans, finding a new one could actually save you serious dollars. If you’re sinking your money into a high revert rate or paying for a loan with features you don’t need, you should look into making the switch.

Yes, it will take time and research. But even a small saving on your loan rate can put big dollars back in your pocket over the long term.

And if you choose to work with a lending specialist, the best part is that they’ll do the hard work for you – so you can sit back and relax!

So what are you waiting for?

The paperwork’s making you go Gaga

With these sorts of savings up for grabs, you have to wonder: why don’t more home owners refinance?

There’s no avoiding the fact that home loan applications mean forms and admin. And look, for some of us, that sounds like heaven. But if you prefer to spend your down-time ‘socialising’ and ‘doing leisure activities’, the paperwork required to refinance a loan might be hard to prioritise.

Remember, you don’t have to do it all yourself. A professional lending specialist will help you review, compare, and apply for your new home loan – if that’s the best way to go.

Refinancing is easier than you think

The thing is, a paperwork phobia is not a good enough reason to stay with your current loan. Anyway, sometimes you just need a really good pen. Try it. Although you can pretty much have your home loan completely done these days remotely via a digital process

Though other fees may still apply, the banning of exit fees on variable home loans in 2012 made refinancing affordable. It can be especially budget-friendly with a lender like LJ Hooker Home Loans, where on our Connect home loan for example you’ll pay no application, valuation, or ongoing fees.

Our lending specialists work with you face to face or fully mobile – in a way that is convenient to you – and the coffee is always on us!

Not sure what you need?

Home loan products are always changing. What you signed up for ten years ago might not even exist anymore. Understanding the jargon and knowing what will work for you might seem overwhelming.

Advice is available. Our lending specialists walk you through the options based on your individual circumstances. They help you pick the home loan rates and added extras that will make refinancing worthwhile.

We have a full range of competitive and flexible home loans for first home buyers, upgraders, refinancers, investors, and specialty options for self-employed people.

We keep it simple

Unlike some lenders, LJ Hooker Home Loans makes things easier by offering simple home loans with features and flexible credit criteria – tailored to your individual circumstances.

We crunch the numbers on your behalf to let you see how much you could save by refinancing. We then put forward a range of options for you to consider, with no big bank jargon – so you fully understand the right home loan for you.

Too easy!


Refinancing may seem complicated but there’s help at your fingertips. Switching to a new product could mean a better rate and huge savings in the long-term, or new features to help you pay down your loan faster. Face your fear and buy a new ring-binder. It’s worth the investment.

An easy to understand review of your options can start with a phone or web chat.

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This article is prepared based on general information. It does not take into account individual financial objectives or needs and is not financial product advice.

Credit criteria applies to any loan application subject to any potential loan offer being suitable for your personal circumstances. Fees and charges, terms and conditions apply.