Connect Loan Options

Buying a home or investment property should be a rewarding and stress free experience. With this in mind, LJ Hooker Home Loans has done the home loan work for you, providing a range of straightforward loan options – from fixed, variable or a combination of both interest rate options.
 
Your LJ Hooker Home Loans specialist can take you through the different loan features to determine which options are right for you.
 

Variable Rate

With a Variable Rate you get competitive rates and all the essential features, plus you can make extra payments at no cost and redraw1 those extra repayments when it suits you.

AT A GLANCE

Competitive

  • Variable interest rate offers you greater flexibility

Flexible

  • Principal and Interest or Interest Only repayment options2 to fit your financial plans
  • Monthly, fortnightly or weekly repayment frequency options to suit your cash flow3
  • Loan terms up to 30 years for a repayment period that's right for you
  • Redraw1 available by multiple methods, including a Debit Card to access funds via ATMs and EFTPOS
  • Split your loan up to four times
  • Additional repayments electronically at no cost, so you can repay your mortgage sooner

Extras

  • Flexible repayment options – weekly, fortnightly or monthly3
  • 24 hour4 access to funds through Debit Card, ATM and EFTPOS
  • Available to you whether you're buying land, building or both

Fixed Rate

Our fixed rate gives you the certainty of knowing exactly how much your repayments will be. You can choose your fixed rate term from 1 to 5 years, depending on the period that suits your needs.

AT A GLANCE

Competitive

  • Fixed interest rate offers you greater peace of mind 

Flexible

  • Certainty of knowing what your repayments are during the fixed rate term 
  • Choice of 1 to 5 year fixed rate terms to fit your plans 
  • Principal and Interest or Interest Only repayment options2 to suit your situation 
  • Lock Rate option for added rate protection prior to settlement 
  • Flexible repayment options – weekly, fortnightly or monthly3
  • Split your loan up to 4 times 

1. Subject to loan terms.
2. Interest only term up to 10 years where the loan is for investment purposes, and up to 5 years where the loan is for personal use or LVR >85%.
3. Weekly or fortnightly repayments are available after you make your first monthly repayment.  For interest only loans, only the monthly repayment option is available.
4. Subject to system availability.

LJ Hooker Home Loans ConnectTM products are funded by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank Limited (NAB). Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. LJ Hooker Home Loans ConnectTM is distributed by LJ Hooker Home Loans Pty Ltd ABN 34 106 564 765 Australian Credit Licence 380270.