Refinance to a better home loan

  • Competitive refinance packages to save you $
  • No ongoing or annual package fees
  • Multiple loan splits | Unlimited free redraw | Extra repayments OK
  • Mobile banking app to manage for your loan on the go
  • Consolidation of personal debts available
  • 7 day a week access to your personal lending specialist

Secure the home you want

  • Fast home loan approvals to help you move sooner
  • Pre-approvals to boost your buying or bidding power
  • Guidance on switching home loans to help upgrade your home
  • Help with accessing government stamp duty exemptions and buying grants
  • Free unlimited property and suburb reports to help with your research
  • 7 day a week access to your personal lending specialist

Expert guidance. Fast service.

We make home loans simple – and keep you fully informed along the way.

We’ve helped thousands of people buy their first home, upgrade, invest, and refinance. Our simple “get to know you” process ensures we offer you the best home loan options.

Simply fill out the contact form below and we’ll be in touch.

We’d love to hear from you!

Expert guidance. Fast service.

We make home loans simple – and keep you fully informed along the way.

We’ve helped thousands of people buy their first home, upgrade, invest, and refinance. Our simple “get to know you” process ensures we offer you the best home loan options.

Simply fill out the contact form below and we’ll be in touch.

We’d love to hear from you!

Check out our home loan range

Check out our home loan range

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Low ongoing rate home loans

Our home loan rates compare to the best in the market. Get fast expert support from experienced lending specialists.

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Alt Doc and Self-employed borrowers

Irregular income or circumstances? Self-employed and the bank said “no”? Get tailor made solutions from our broad range of home loans for self-employed borrowers.

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First Home Buyer and Low Deposit Home Loans

Get support as a first home buyer and potentially borrow up to 98%. Available for home upgraders also. Getting a home loan may be easier than you think!

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Refinancing

Lock in a lower rate and start saving money. Lower your monthly repayments or draw down equity from your existing property to do renovations or invest. We also offer debt consolidation options at standard home loan rates.

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Construction Loans

Fast approval and professional support before, during and after the build of your new home or investment property. We also help you access any government grant you may be eligible for.

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Self-managed super fund and Investment property loans

Whether a purchase or a refinance we offer competitive packages, backed by expert advice. We also offer unlimited free property reports to help with your research.

Have a low deposit?

We have home loans with a low deposit option that help you potentially borrow up to 98% of the purchase or construction price.

Have a low deposit?

We have home loans with a low deposit option that help you potentially borrow up to 98% of the purchase or construction price.

It’s easy to find out more.

Our lending specialists are available via phone, online chat, or in person.

Find your local lending specialist here or leave us your details and we’ll be in touch.

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Name*

It’s easy to find out more.

Our lending specialists are available via phone, online chat, or in person.

Find your local lending specialist here or leave us your details and we’ll be in touch.

"*" indicates required fields

Name*

LJ Hooker Home Loans Freedom products are funded under arrangements with Auswide Bank Ltd ABN 40 087 652 060 AFSL & Australian Credit Licence 239686 as the credit provider.
Approval is subject to meeting Auswide Bank’s credit assessment criteria, terms & conditions and fees & charges – full details on application. Prior to entering into a credit contract you should read Auswide Bank’s Credit Guide and the LJ Hooker Home Loans Credit Proposal. Construction loans with an interest only period during construction will be treated as P&I loans.
* Comparison rates based on secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the examples given. Different amounts & terms will result in different comparison rates. Costs such as redraw fees or early repayment fees & cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
LJ Hooker Home Loans Freedom products are distributed by LJ Hooker Home Loans Pty Ltd ACN 106564765. Australian Credit Licence 380270.