5 Star
✔ First Home Buyer
✔ Home Upgrader
✔ Refinancer
Our 5 Star product range offers highly competitive variable interest rates with no ongoing fees.
Benefits
- Low deposit option for First Home Buyers
- Available for construction loans
- Offset feature with unlimited loan splits
- No annual or ongoing fees
Connect
✔ Refinancer
✔ Home Upgrader
✔ Investor
Our Connect product range offers low variable or fixed rate options with no ongoing fees.
Benefits
- Low ongoing variable or fixed rate
- Free redraw with ability to link a debit card
- Unlimited loan splits
- No annual or ongoing fees
Link
✔ Investor
✔ Refinancer
✔ Home Upgrader
Our Link products assist people who are looking to build their investment property portfolio.
Benefits
- Ability to structure your loan portfolio to suit your investment goals
- Up to 10 loan splits with free unlimited redraw
- Offset option available
- Debt consolidation available
Access
✔ Self employed
✔ Investing
✔ Refinancing & equity release
Our Access product is ideal for self employed people or for those who receive non-traditional income. Access products also offer an alternative income document solution, and options for people with past credit file issues.
Benefits
- Ideal for self employed borrowers with Alt Doc options available
- Suitable if your income is not traditional
- Available for all purchasing property and refinancing
- Multiple features including Offset options
Bright
✔ Salaried employees
✔ Self employed
✔ Investor
✔ Refinancing & equity release
Available to Non-residents of Australia and Australian residents with income from abroad
Benefits
- Competitive, tailored home loans designed to support diverse customer needs
- Apartments, townhouses and detached houses in all Australian States
- Also available for House and Land construction loans with progress payments
- Genuine Alt Doc solution available to all Self-Employed borrowers
- Multiple features including 100% Offset options
- Up to 5 loan splits
- Maximum of 30 years loan term
- Interest Only Repayment available for up to 5 years