Our Loans Are For Everyone

Let our lending specialists guide you to the loan that suits you best. We are with you every step of the way.

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5 Star

 First Home Buyer
 Home Upgrader
 Refinancer

Our 5 Star product range offers highly competitive variable interest rates with no ongoing fees.

Benefits

  • Low deposit option for First Home Buyers
  • Available for construction loans
  • Offset feature with unlimited loan splits
  • No annual or ongoing fees
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Connect

 Refinancer
 Home Upgrader
 Investor

Our Connect product range offers low variable or fixed rate options with no ongoing fees.

Benefits

  • Low ongoing variable or fixed rate
  • Free redraw with ability to link a debit card
  • Unlimited loan splits
  • No annual or ongoing fees
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Link

 Investor
 Refinancer
 Home Upgrader

Our Link products assist people who are looking to build their investment property portfolio.

Benefits

  • Ability to structure your loan portfolio to suit your investment goals
  • Up to 10 loan splits with free unlimited redraw
  • Offset option available
  • Debt consolidation available
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Access

 Self employed
 Investing
 Refinancing & equity release

Our Access product is ideal for self employed people or for those who receive non-traditional income. Access products also offer an alternative income document solution, and options for people with past credit file issues.

Benefits

  • Ideal for self employed borrowers with Alt Doc options available
  • Suitable if your income is not traditional
  • Available for all purchasing property and refinancing
  • Multiple features including Offset options
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Bright

 Salaried employees
Self employed
Investor
 Refinancing & equity release

Available to Non-residents of Australia and Australian residents with income from abroad

Benefits

  • Competitive, tailored home loans designed to support diverse customer needs
  • Apartments, townhouses and detached houses in all Australian States
  • Also available for House and Land construction loans with progress payments
  • Genuine Alt Doc solution available to all Self-Employed borrowers
  • Multiple features including 100% Offset options
  • Up to 5 loan splits
  • Maximum of 30 years loan term
  • Interest Only Repayment available for up to 5 years