Your investment home loan could be working harder for you

Is your interest rate competitive and helping your cashflow?

The most effective lending structure for your portfolio and cashflow

Access a FREE Property Report to help you understand market values and rent

Does your equity allow you to invest further?

Does your self-managed super fund loan need a review?

Should you consider a fixed rate or off-set option?

The difference between interest only and principal and interest options

What to do if you have better options

Is your interest rate competitive and helping your cashflow?

The most effective lending structure for your portfolio and cashflow

Access a FREE Property Report to help you understand market values and rent

Does your equity allow you to invest further?

Does your self-managed super fund loan need a review?

Should you consider a fixed rate or off-set option?

The difference between interest only and principal and interest options

What to do if you have better options

A quick phone, web or in person review is all it takes.

A quick phone, web or in person
review is all it takes.

Our current investor special to help
get your house in order

5-Star-variable-home-loan-investor-package-Rate

Ongoing low variable rate

Fixed rate options available

Include up to 8 off-set accounts

Make extra repayments at any time

Free redraw

Convenient mobile banking app and online account access

Award winning local contact team support

Easy application process

Our current investor special to help get your house in order

Ongoing low variable rate

Fixed rate options available

Include up to 8 off-set accounts

Make extra repayments at any time

Convenient mobile banking app and online account access

Award winning local contact team support

Free redraw

Easy application process

We know loans like we know homes

Our aim is to educate and help you understand the best options for you. Property investing should be easy so having the right lending structure for your cashflow is important.

The team at LJ Hooker Home Loans are independent lending specialists – not part of our real estate offices. We work with our real estate customers to help them maximise the return on their property portfolio.

We’ve helped thousands of people buy their first home, upgrade, invest, and refinance. Our simple “get to know you” process ensures we offer you the best home loan options and guidance.

Speak with our team on refinance packages | investor combo discount loans | self-managed super fund loans, professional packages with no LMI, and more!

We know loans like we know homes

Our aim is to educate and help you understand the best options for you. Property investing should be easy so having the right lending structure for your cashflow is important.

We’ve helped thousands of people buy their first home, upgrade, invest, and refinance. Our simple “get to know you” process ensures we offer you the best home loan options and guidance.

Speak with our team on refinance packages | investor combo discount loans | self-managed super fund loans, professional packages with no LMI, and more!

Check out our home loan range

Check out our
home loan range

Low ongoing rate home loans

Our home loan rates compare to the best in the market. Get fast expert support from experienced lending specialists.

First Home Buyer and Low Deposit Home Loans

Get support as a first home buyer and potentially borrow up to 95%. Available for home upgraders also. Getting a home loan may be easier than you think!

Construction Loans

Fast approval and professional support before, during and after the build of your new home or investment property. We also help you access any government grant you may be eligible for.

Alt Doc and Self-employed borrowers

Irregular income or circumstances? Self-employed and the bank said “no”? Get tailor made solutions from our broad range of home loans for self-employed borrowers.

Refinancing

Lock in a lower rate and start saving money. Lower your monthly repayments or draw down equity from your existing property to do renovations or invest. We also offer debt consolidation options at standard home loan rates.

Self-managed super fund and Investment property loans

Whether a purchase or a refinance we offer competitive packages, backed by expert advice. We also offer unlimited free property reports to help with your research.

It’s easy to find out more

Our lending specialists are available via phone, online chat, or in person

Find your local lending specialist here or leave us your details and we’ll be in touch.

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* The interest rate displayed is correct as of the 20 September 2025 and is subject to change at any time. The product for which this rate relates to is the 5Star variable rate investment home loan with principal and interest repayments, with a maximum lending to value ratio of 60% which has an interest rate of 5.38% pa with a comparison rate of 5.74% pa. The Comparison rate is calculated on a secured loan of $150,000 for a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

This information is to be used as a guide only and is subject to change at any time. Terms and conditions, fees and charges apply. All home loan applications are subject to meeting the lender’s credit criteria. Subject to any loan being suitable to your personal circumstances. Not all features available on every loan option. Interest rates apply to new business only. $395 package fee applies to all new 5Star loans and is charged upfront and annually thereafter. Multiple loan accounts are available under a single package fee. Professional package loans available to eligible applicants. For fixed rate loans maximum additional repayments are capped at $10,000 pa.

Your investment home loan could be working harder for you