Our 5 Star home loans offer

Our 5 Star home loans offer

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Ongoing low variable rate

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Fixed rate options available

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Make extra repayments at any time

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Free redraw

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Convenient mobile banking app and online account access

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Award winning local contact team support

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Easy application process

Apply in person | online | on the phone

Switch & Save

Nothing to hide and fast approvals

We make refinancing simple – with clear advice, no hidden fees, and turnaround times that work to your schedule. Whether you’re after a better rate or smarter structure, we’re here to help you switch with confidence.

  • Get your loan approved on time
  • Fast refinance option with equity access
  • Professional packages available
  • Consolidate personal debts to lower monthly repayments
  • Digital loan document signing

Switch & Save

Nothing to hide and fast approvals

We make refinancing simple – with clear advice, no hidden fees, and turnaround times that work to your schedule. Whether you’re after a better rate or smarter structure, we’re here to help you switch with confidence.

  • Get your loan approved on time
  • Fast refinance option with equity access
  • Professional packages available
  • Consolidate personal debts to lower monthly repayments
  • Digital loan document signing
LJ Hooker Home Loans

Don’t pay a loyalty tax with your current home lender

Many people stay loyal to their current lender – even when they roll off a fixed rate. We’ll help you compare home loans and offer a simple solution to help you switch lenders fast and start saving.

We’ve helped thousands of people buy their first home, upgrade, invest, and refinance.

Our simple “get to know you” process ensures we offer you the best home loan options. It’s home loans made simple – and we keep you fully informed along the way.

LJ Hooker Home Loans

Don’t pay a loyalty tax with your current home lender

Many people stay loyal to their current lender – even when they roll off a fixed rate. We’ll help you compare home loans and offer a simple solution to help you switch lenders fast and start saving.

We’ve helped thousands of people buy their first home, upgrade, invest, and refinance.

Our simple “get to know you” process ensures we offer you the best home loan options. It’s home loans made simple – and we keep you fully informed along the way.

Check out our home loan range

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Low ongoing rate home loans

Our home loan rates compare to the best in the market. Get fast expert support from experienced lending specialists.
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First Home Buyer and Low Deposit Home Loans

Get support as a first home buyer and potentially borrow up to 95%. Available for home upgraders also. Getting a home loan may be easier than you think!
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Construction Loans

Fast approval and professional support before, during and after the build of your new home or investment property. We also help you access any government grant you may be eligible for.
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Alt Doc and Self-employed borrowers

Irregular income or circumstances? Self-employed and the bank said “no”? Get tailor made solutions from our broad range of home loans for self-employed borrowers.
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Refinancing

Lock in a lower rate and start saving money. Lower your monthly repayments or draw down equity from your existing property to do renovations or invest. We also offer debt consolidation options at standard home loan rates.
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Self-managed super fund and Investment property loans

Whether a purchase or a refinance we offer competitive packages, backed by expert advice. We also offer unlimited free property reports to help with your research.

Order your free property and suburb report

Why use our Property Reports?

  • Negotiate with confidence
  • Combine with a finance pre-approval to be in control at auction
  • Understand what properties you can afford
  • Help determine the right investment area for you
  • Understand the rental market whether buying or leasing

What’s in your Property Report?

  • Estimated price range
  • Historical sales results of the property
  • Comparable sales results in the area
  • Sale and rental listings in the area
  • Suburb trends including price growth and rental yields

Why use our Property Reports?

  • Negotiate with confidence
  • Combine with a finance pre-approval to be in control at auction
  • Understand what properties you can afford
  • Help determine the right investment area for you
  • Understand the rental market whether buying or leasing

What’s in your Property Report?

  • Estimated price range
  • Historical sales results of the property
  • Comparable sales results in the area
  • Sale and rental listings in the area
  • Suburb trends including price growth and rental yields

It’s easy to find out more

Our lending specialists are available via phone, online chat, or in person

Find your local lending specialist here or leave us your details and we’ll be in touch.

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* The interest rate displayed is correct as of the 20 September 2025 and is subject to change at any time. The product for which this rate relates to is the 5Star variable rate owner-occupied home loan with principal and interest repayments, with a maximum lending to value ratio of 60% which has an interest rate of 5.18% pa with a comparison rate of 5.54% pa. The Comparison rate is calculated on a secured loan of $150,000 for a term of 25 years with monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This information is to be used as a guide only and is subject to change at any time. Terms and conditions, fees and charges apply. All home loan applications are subject to meeting the lender’s credit criteria. Subject to any loan being suitable to your personal circumstances. Not all features available on every loan option. Interest rates apply to new business only. $395 package fee applies to all new 5Star loans and is charged upfront and annually thereafter. Multiple loan accounts are available under a single package fee. Professional package loans only available to eligible applicants. For fixed rate loans maximum additional repayments are capped at $10,000 pa.
LJ Hooker Home Loans Pty Ltd ACN 106 564 765 Australian Credit Licence 380270.