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Buying a home can be a very big decision. Deciding on how to structure your home loan can be tricky as well! There are a number of lenders and a number of home loan ‘products’ to choose from. It is easy to feel overwhelmed when taking steps towards your dream of home ownership.  Continue reading

Looking to buy your first home? It’s an exciting step! Buying a house is cheaper in some states than others for reasons beyond the cost of the home itself. This is because of tax exemptions and grants for people who have not owned a home before. Where a few years ago the First Home Owners Grant (FHOG) applied to all homes, it now only applies to brand new homes. Continue reading

Signing up for a home loan – or more precisely, the regular repayments - can be daunting, which leads many buyers to consider an interest only loan instead of one that covers both principal and interest. Interest only loans can also be incorporated into a property investment strategy.  Continue reading