Buying a home is more than just finding the right street, school zone or mortgage rate. For many Australians today, it means finding a home that’s kinder on the planet and kinder on your power bills. Green home loans – also called eco mortgages, energy-efficient home loans or sustainable mortgages – are increasingly relevant. Here’s…
If you already own a home, you might be sitting on a hidden opportunity: equity. That extra value can be the key to moving into your next, bigger home – without having to save a full deposit from scratch. In this guide, we’ll walk you through what equity is, how to access it, and how…
Many Australians know that superannuation is central to retirement planning — but fewer appreciate how super can also act as a vehicle for property investment. When used correctly, superannuation (in particular via a Self-Managed Super Fund, or SMSF) can open doors to property assets, tax advantages, and greater control over your retirement portfolio. But it’s…
In today’s economic climate, finding inventive ways to cut everyday costs can make a significant difference in your financial well-being. By adopting some creative strategies, you can reduce expenses without sacrificing your lifestyle. Here are some practical ideas to help you save money on daily expenditures. Embrace the ‘No Spend’ Challenge Designate specific days or…