Couple smiles with a real estate agent indoors, likely a home tour or meeting to discuss a property.

Can you buy a home while on maternity leave or reduced income?

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, Interest Rates, Lifestyle, Refinancing

Short answer? Yes—you can. But like most things in lending, it’s not always straightforward. If you’re planning for a growing family and a new home at the same time, you’re not alone. The key is understanding how lenders view your situation—and how to position your application so it stacks up. Why maternity leave can complicate…

Three coworkers in a bright office review documents together at a round table, collaborating on a project.

What lenders really look at in 2026 (it’s not just your income)

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, Interest Rates, Lifestyle, Refinancing

If you’re thinking about applying for a home loan in 2026, there’s one big misconception we still hear all the time: “If I earn enough, I’ll get approved.” The reality? Income is only one piece of the puzzle. Today’s lenders take a far more detailed and holistic view of your financial life. They’re not just…