We all know that managing our money is important and that bad debt is well, bad. When applying for a home loan or personal loan there are common spending habits that may raise a red flag to lenders. Smart money management and cutting back on expenses can help your home loan application. That’s no secret.…
Interest rates and the cost of living are rising. This has led to a growing number of Australians struggling to manage their finances. The feeling of financial stress is real, but there are steps you can take to keep your head above water. Even in the best of times, managing your finances is hard. Every…
After 10 straight interest rate hikes the Reserve Bank of Australia (RBA) announced on April 4th that the official cash was put on hold. But for how long? The April decision to keep the official cash rate at 3.60% will be welcomed by homeowners around the country after monthly repayments had increased by about $1000…
There is so much to love about Easter from Easter egg hunts to having a long weekend and spending time with family! To help plan out your celebrations, we have put together a few fun activities to explore this Easter. Baking Easter themed biscuits Kids love getting involved in the kitchen & homemade baking is…
Like the dawn service and a few rounds of two-up, ANZAC biscuits are part of Australia’s ANZAC Day tradition. In fact, you probably wouldn’t be able to find a more nationally celebrated biscuit than the Anzac biscuit. The army biscuit, also known as an Anzac wafer or Anzac tile, is essentially a long shelf-life, hard…
Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone. It’s a buyers’ market for a reason. Here’s how to stay cool and calm when buying your next property. As you’ve probably seen in the news, the Reserve Bank of Australia (RBA) has increased the official cash…
Do you have a fixed-rate home loan that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So, let’s help you prepare. Like many Australians, you may have taken advantage of the interest rate good times by locking in a very low rate. But as…
Buying an investment property is often high on the wealth wish list for Australians of all walks of life. But unlocking the spare funds to make the purchase can often be a challenge. Many would-be property investors are turning their attention to superannuation as a possible funding channel to build a property portfolio. However, when…
The RBA has raised the cash rate now for the tenth straight time, taking it to 3.60%. What does that mean to you. Below we’ll explore the impact to monthly repayments, and if there are more rate rises on the horizon? The RBA’s latest move takes the cash rate to its highest level since May 2012.…
Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and getting on with a reno can be, there are certainly pitfalls to avoid. New year, new you, new reno? Renovating is exciting. Having aesthetics and function on point can…