Buying a home is more than just finding the right street, school zone or mortgage rate. For many Australians today, it means finding a home that’s kinder on the planet and kinder on your power bills. Green home loans – also called eco mortgages, energy-efficient home loans or sustainable mortgages – are increasingly relevant. Here’s…
If you already own a home, you might be sitting on a hidden opportunity: equity. That extra value can be the key to moving into your next, bigger home – without having to save a full deposit from scratch. In this guide, we’ll walk you through what equity is, how to access it, and how…
Many Australians know that superannuation is central to retirement planning — but fewer appreciate how super can also act as a vehicle for property investment. When used correctly, superannuation (in particular via a Self-Managed Super Fund, or SMSF) can open doors to property assets, tax advantages, and greater control over your retirement portfolio. But it’s…
In today’s economic climate, finding inventive ways to cut everyday costs can make a significant difference in your financial well-being. By adopting some creative strategies, you can reduce expenses without sacrificing your lifestyle. Here are some practical ideas to help you save money on daily expenditures. Embrace the ‘No Spend’ Challenge Designate specific days or…
So, you’re curious about the value of your home? Whether you’re considering selling, refinancing your mortgage, or just keeping an eye on your investment, understanding your property’s worth is crucial. But how do you determine what your house is really worth in today’s market? Let’s break it down. Why Knowing Your Home’s Value Matters Before…
Managing multiple debts can be overwhelming, with various interest rates, fees, and due dates to keep track of. Debt consolidation offers a simpler way to manage your finances by combining all your debts into one loan. This approach not only simplifies your financial management but can also save you money and reduce stress. Here are…
Building a home in Australia can be an exciting yet daunting experience, especially when considering the various costs and processes involved. Understanding these factors is crucial to ensure your dream home becomes a reality without breaking the bank. Here’s a comprehensive guide to help you navigate the journey of building a home in Australia. Understanding…
So, you’re thinking about turning your home into a rental property? Maybe you’re moving interstate, upgrading to a bigger place, or simply looking for a new investment opportunity. Whatever your reason, converting your primary residence into a rental can be a smart financial move. But it’s not as simple as slapping a “For Rent” sign…
Investment property depreciation can be a powerful tool for property investors, yet it’s often misunderstood or overlooked. For both potential and existing home loan customers, understanding how depreciation works could mean significant tax savings and improved cash flow. Here’s everything you need to know to make the most of this benefit. What Is Investment Property…
Purchasing a new home while selling your current one can be an exciting but complex journey. One financial tool that can simplify this process is a bridging loan. If you’re exploring your options for making the transition between properties as seamless as possible, this guide is for you. What is a Bridging Loan? A bridging…