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Category Archives: Buying a Home

4 reasons why you should have a lending specialist on your side

Buying a Home, Buying an Investment, First Home Buyer, RefinancingBy Shannon WhelanMay 4, 2021

You may have been to a bank for a loan and maybe even a mortgage broker. So what is a lending specialist and how can they help you? We’ve identified 4 key reasons why you may want to work with a lending specialist on your next property purchase, or to assess your home loan options.…

Receipt apps and how they can help you at tax time

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, Lifestyle, Refinancing, RenovatingBy Shannon WhelanMay 4, 2021

Believe it or not, receipts are not created just for the purpose of filling your wallet or purse with small pieces of paper for you to use to scribble out a last-minute shopping list! Treated with the respect they truly deserve, receipts can help you out in a number of different ways. Records of major…

Deciphering the home loan jargon

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, Lifestyle, RefinancingBy Shannon WhelanMay 4, 2021

Home loan lingo is like the most boring game of Scrabble ever. There are so many terms to understand, and sometimes it can feel like banks are making it hard on purpose. We help you get a triple word score every time, so you can win a place on the property board! Below we’ve broken…

Home loan affordability: everything you need to know

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, Lifestyle, RefinancingBy Shannon WhelanMarch 26, 2021

In a recent study, over 1,100* Aussies were asked what they are most concerned about when it comes to the mortgage process, and 39% are worried about being able to afford repayments. To make sure the mortgage you commit to now will still be affordable in the future no matter what life throws your way,…

Understanding what factors into a neighbourhood’s value

Buying a Home, Buying an Investment, First Home Buyer, LifestyleBy Shannon WhelanMarch 26, 2021

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a thought about particularly suburbs or regions being more appealing or inviting than others. There are several elements that may go into determining the nature of a neighbourhood value. Being more aware of these factors could be…

Is a house and land package better value than land alone?

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, LifestyleBy Shannon WhelanMarch 25, 2021

If you’re looking to build your dream home you may not know which way to go. So we’ve put together some information that should help with your decision. You’ve probably seen the advertisements for house and land packages at very affordable prices. These deals are normally offered by big developers who buy up large tracts…

5 Tips for savings towards a house deposit

Budgeting, Buying a Home, First Home Buyer, LifestyleBy Shannon WhelanMarch 2, 2021

2020 was definitely one of those years that stopped us in our tracks. At times we were forced into new situations, new routines and having to frustratingly press “pause” on some of our goals, financial and otherwise. For many Australians, this included the dream of being a homeowner. As the new year begins, we’re now…

Your home in 2021 – love, list or buy?

Budgeting, Buying a Home, Buying an Investment, First Home Buyer, LifestyleBy Shannon WhelanFebruary 10, 2021

Every year, we have a chance to reflect on the year and think about the future. What do we want to achieve in the next 12 months? Where to go on holiday? Could the house do with a lick of paint? However, 2020 was a bit different, fundamentally changing the way we live, work and…

8 things to consider when buying off-the-plan

Budgeting, Buying a Home, First Home Buyer, LifestyleBy Shannon WhelanFebruary 10, 2021

With many state capitals becoming a hive of construction activity, even more properties are being sold off-the-plan. It’s a purchase option that gives buyers a range of valuable advantages, like saving on price, the option to customise and stamp duty concessions. But splashing out on plans alone may not be the best choice for every…

7 New Year’s Resolutions That Can Help You Buy a Home in 2021

Budgeting, Buying a Home, LifestyleBy Shannon WhelanJanuary 21, 2021

Are you hoping to buy a property in 2021? Here are seven new year’s resolutions that can help keep your financial resume in shape. And the fitter it is, the more chance you have to be able to buy. Resolution #1 – Clearly outline your goal Having a very specific goal is the first step…

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LJ Hooker Home Loans Pty Ltd. ACN 106 564 765. Australian Credit Licence 380270.

Head Office: 114C/84 Hotham Street Preston VIC 3072

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