If you already own a home, you might be sitting on a hidden opportunity: equity. That extra value can be the key to moving into your next, bigger home – without having to save a full deposit from scratch. In this guide, we’ll walk you through what equity is, how to access it, and how…
Many Australians know that superannuation is central to retirement planning — but fewer appreciate how super can also act as a vehicle for property investment. When used correctly, superannuation (in particular via a Self-Managed Super Fund, or SMSF) can open doors to property assets, tax advantages, and greater control over your retirement portfolio. But it’s…
In today’s economic climate, finding inventive ways to cut everyday costs can make a significant difference in your financial well-being. By adopting some creative strategies, you can reduce expenses without sacrificing your lifestyle. Here are some practical ideas to help you save money on daily expenditures. Embrace the ‘No Spend’ Challenge Designate specific days or…
At the September board meeting the Reserve Bank of Australia (RBA) has opted to maintain the official cash rate at its current rate of 3.60 per cent, as widely expected by market. Following discussions on 29 and 30 September, the Monetary Policy Board announced its rate decision this afternoon (30 September), holding the official cash…
The Housing Industry Association (HIA) has welcomed the expansion of the Home Guarantee Scheme, stating it believes the changes will reduce the time to save a deposit by up to four years. On 25 August, the Labor government announced plans to bring forward the start of the First Home Guarantee Scheme to 1 October 2025, three months…
At the August board meeting the Reserve Bank of Australia (RBA) dropped the official cash rate by 0.25% to 3.60%, providing welcome relief for home loan customers. The 3rd rate cut in 2025. The Reserve Bank of Australia (RBA) has lowered interest rates by 25 basis points to bring the cash rate down to 3.60…
At the July board meeting the Reserve Bank of Australia (RBA) kept the official cash rate on hold at 3.85%. This went against most opinions which believed the cash rate would be reduced. After 2 rate cuts (0.50%) so far in 2025 the RBA shocked most people by keeping the official cash rate on hold…
With the end of financial year (EOFY) just around the corner, it’s the perfect time to take stock of your finances, review your goals, and set yourself up for a strong start to the new financial year. Whether you’re a homeowner, investor, or just keen to keep your cash flow in check, here are some…
At the May board meeting the Reserve Bank of Australia (RBA) dropped the official cash rate to 3.85%, backing up the rate cut from February this year. Inflation continues to moderate. In their market statement the RBA said Inflation has fallen substantially since the peak in 2022, as higher interest rates have been working to…
So, you’re curious about the value of your home? Whether you’re considering selling, refinancing your mortgage, or just keeping an eye on your investment, understanding your property’s worth is crucial. But how do you determine what your house is really worth in today’s market? Let’s break it down. Why Knowing Your Home’s Value Matters Before…