Prospective property buyers rarely have more than 30 minutes to inspect a place they could potentially spend the next 30 years paying off. So what should you be looking for during an open home to make the most of that time? Real estate agents know it is pretty much impossible to check everything during the half-hour window.…
You may have been to a bank for a loan and maybe even a mortgage broker. So what is a lending specialist and how can they help you? We’ve identified 4 key reasons why you may want to work with a lending specialist on your next property purchase, or to assess your home loan options.…
Believe it or not, receipts are not created just for the purpose of filling your wallet or purse with small pieces of paper for you to use to scribble out a last-minute shopping list! Treated with the respect they truly deserve, receipts can help you out in a number of different ways. Records of major…
Home loan lingo is like the most boring game of Scrabble ever. There are so many terms to understand, and sometimes it can feel like banks are making it hard on purpose. We help you get a triple word score every time, so you can win a place on the property board! Below we’ve broken…
Property is one of Australia’s best-loved investments, with the potential to deliver a winning combo of rental income, long term capital gains, and savings on tax. Even better, you may not need a big deposit to become an investor. No-deposit home loans are pretty much a thing of the past, so if you don’t have…
In a recent study, over 1,100* Aussies were asked what they are most concerned about when it comes to the mortgage process, and 39% are worried about being able to afford repayments. To make sure the mortgage you commit to now will still be affordable in the future no matter what life throws your way,…
If 2020 wasn’t easy on your finances and you’re looking for better ways to save, you could find the answer in your mortgage. Cutting down monthly spending is easier than it seems. When reviewing unnecessary outgoings, don’t ignore the things that seem too big to touch. We tend to accept loans and other services, like…
When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard the term ‘negatively geared’. Of course, as balance would have it, there is also another relative concept called ‘positively geared’. Put simply, negative gearing is where you’ve borrowed money to invest, known as gearing, where the…
Handy tips when you’re ready to make your next property move and trade your current home for the next one. Upgrading your home from your first or maybe second home is an exciting time. You get to benefit from the experience of having gone through the process before and the improved financial position of having built up some…
You may be eligible for a lower rate on your home loan and we’re available to set the confusion straight. At a time when Australians are being inundated with data, it’s easy to be overwhelmed trying to work out what the right next move is. LJ Hooker Home Loans lending specialists are there to provide the ‘know-how’ to…