Are you struggling with debt? Anxious about opening that gigantic pile of letters? Managing your debt can be an enormous strain. Through careful debt consolidation, you can take back control of your finances. That’s where LJ Hooker Home Loans can help you with tips to manage your debt. What is debt consolidation? Many Australians experience…
Refinancing your home loan can take hours of work and may end up being a stressful experience – particularly if you’re under pressure to refinance. But there are ways to refi smart! Maybe you’re nearing the end of your fixed rate period and your existing lender has proposed an astronomical replacement. Or maybe your financial…
Home owners have access to a secret weapon that can make a big difference to their finances and therefore, life: equity. To help us understand how you can use equity in your home or property, we enlisted the help of Toni Lamb, franchise owner and lending specialist at LJ Hooker Home Loans Gold Coast, and…
Australian housing values grew 22.1% last year and the market is showing signs this extraordinary rate of growth – not seen since the 1980s – is slowing across most of the capital cities. Yet as the rate of dwelling value appreciation slows, capital city and broad ‘rest of state’ markets are yet to peak, causing…
If you’ve missed a payment or defaulted on a utility bill, credit card or personal loan in the past, then you might find yourself with a less-than-stellar credit score. If you’ve got credit repayment issues, getting a home loan can be a challenge. This real life guide explains the credit report problems that might affect…
With the property market in a growth phase, rental vacancies at all-time lows and staycations replacing overseas travel, many people are considering this as an opportune time to enter the investment property market. Whilst it’s a decision that needs to be based on many different factors, we’ve come up with a list of questions to…
The festive season is a great time to reset and create goals for your next year, and for many Australians, refinancing their mortgage may be at the top of their new year’s resolution lists. Whether you’ve spent the last year listening to experts suggest interest rates may rise, or the financial pressures of the pandemic…
If you’re a self-employed borrower or you own a small business, you are already familiar with the ongoing challenges of keeping your accounts, finances and income flow all on track. It’s not easy. But here’s some good news. Getting a home loan doesn’t have to be yet another financial issue to worry about. Here are…
The earlier you start planning, he better prepared you will be for the festive season, and the less debt relief you will need at the end of the holidays. The end of the year sounds like a long way off, but there are only about four weeks to go before Christmas with all its holidays…
It might be regarded as the most wonderful time of the year, but for many Australians the holiday season can mean constant stress about how you’re going to make ends meet. The key to not having a financially stressful Christmas is smart budgeting – so to help you get the most out of the holidays…