Running your own small business comes with a level of freedom and flexibility, but this can leave little time for figuring out how to get a home loan. Lenders will scrutinise not only your personal circumstances, but also those of your business – which can be daunting. That’s why we’ve put together real-life guide to…
Understanding why you want to own an investment property will help you choose the right one to buy and decide what rent to charge. Unlike a home, buying the right investment property is purely a financial decision. So it’s important to think like an investor and understand the goals and strategies behind successful property investment. First, work…
You make your mortgage payment on time. You take pride in your home, with scented candles and remembering to change the oven clock when daylight saving ends. Good news: you’ve probably accrued some equity. That’s the difference, in dollars, between how much you owe (your home loan) and how much your home is worth. So,…
Tidying up your finances may just change your life. Here’s some tips to help manage your money in 6 easy steps. Clutter – we feel stressed just thinking about it. Especially when it comes to financial clutter. Accounts in disarray, a budget ditched or never attempted, credit card interest accruing and savings a hazy and…
Plenty of Aussies have been WFH (working from home) this financial year, so the 2021 tax season is going to look a little different! Especially since 2020 brought with it changes in income and government support, new home office expenses, and lower commuting costs. The Australian Tax Office (ATO) has adjusted what you can now…
When you fall in love with a property, it’s possible to get carried away and pay too much. But a property report can help you strike a balance between your heart and your head. After dozens of uninspiring open houses, you finally stumble across a place that just feels right for you. And your imagination…
Housing markets around Australia continued to surge in May with CoreLogic’s national Home Value Index up 2.2% over the month. The rise in May was a stronger result compared with April (1.8%), but weaker than the 32-year high recorded in March when values surged 2.8%. We’ve partnered with CoreLogic to bring you the latest on…
Believe it or not, receipts are not created just for the purpose of filling your wallet or purse with small pieces of paper for you to use to scribble out a last-minute shopping list! Treated with the respect they truly deserve, receipts can help you out in a number of different ways. Records of major…
Home loan lingo is like the most boring game of Scrabble ever. There are so many terms to understand, and sometimes it can feel like banks are making it hard on purpose. We help you get a triple word score every time, so you can win a place on the property board! Below we’ve broken…
Property is one of Australia’s best-loved investments, with the potential to deliver a winning combo of rental income, long term capital gains, and savings on tax. Even better, you may not need a big deposit to become an investor. No-deposit home loans are pretty much a thing of the past, so if you don’t have…