The festive season is a great time to reset and create goals for your next year, and for many Australians, refinancing their mortgage may be at the top of their new year’s resolution lists. Whether you’ve spent the last year listening to experts suggest interest rates may rise, or the financial pressures of the pandemic…
If you’re a self-employed borrower or you own a small business, you are already familiar with the ongoing challenges of keeping your accounts, finances and income flow all on track. It’s not easy. But here’s some good news. Getting a home loan doesn’t have to be yet another financial issue to worry about. Here are…
The ongoing festive season is a great time to go on a shopping spree. Both online and offline retailers come up with discounts and offers to attract customers this time of the year. As one gets flooded with multiple choices, it is easy to get tempted into buying things one doesn’t need. Unchecked shopping urges…
The earlier you start planning, he better prepared you will be for the festive season, and the less debt relief you will need at the end of the holidays. The end of the year sounds like a long way off, but there are only about four weeks to go before Christmas with all its holidays…
It might be regarded as the most wonderful time of the year, but for many Australians the holiday season can mean constant stress about how you’re going to make ends meet. The key to not having a financially stressful Christmas is smart budgeting – so to help you get the most out of the holidays…
Running your own small business comes with a level of freedom and flexibility, but this can leave little time for figuring out how to get a home loan. Lenders will scrutinise not only your personal circumstances, but also those of your business – which can be daunting. That’s why we’ve put together real-life guide to…
Sometimes school holidays can be a stressful time trying to work out how to keep the kids entertained. This year might look a little different to years gone by and perhaps it’s a chance to explore the things right at your back door. Here are ten ideas to keep the kids busy at home or…
8 Christmas gift ideas to prepare with kids The official gift giving season has begun! Invite the little ones to the kitchen and prepare the best homemade (and edible!) Christmas gifts! Try one or all of the suggested activities… the important thing is that everyone has FUN! 1. Cookies for friends Prepare cookies for friends…
Understanding why you want to own an investment property will help you choose the right one to buy and decide what rent to charge. Unlike a home, buying the right investment property is purely a financial decision. So it’s important to think like an investor and understand the goals and strategies behind successful property investment. First, work…
You make your mortgage payment on time. You take pride in your home, with scented candles and remembering to change the oven clock when daylight saving ends. Good news: you’ve probably accrued some equity. That’s the difference, in dollars, between how much you owe (your home loan) and how much your home is worth. So,…