Property is one of Australia’s best-loved investments, with the potential to deliver a winning combo of rental income, long term capital gains, and savings on tax. Even better, you may not need a big deposit to become an investor. No-deposit home loans are pretty much a thing of the past, so if you don’t have…
In a recent study, over 1,100* Aussies were asked what they are most concerned about when it comes to the mortgage process, and 39% are worried about being able to afford repayments. To make sure the mortgage you commit to now will still be affordable in the future no matter what life throws your way,…
Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a thought about particularly suburbs or regions being more appealing or inviting than others. There are several elements that may go into determining the nature of a neighbourhood value. Being more aware of these factors could be…
If you’re looking to build your dream home you may not know which way to go. So we’ve put together some information that should help with your decision. You’ve probably seen the advertisements for house and land packages at very affordable prices. These deals are normally offered by big developers who buy up large tracts…
2020 was definitely one of those years that stopped us in our tracks. At times we were forced into new situations, new routines and having to frustratingly press “pause” on some of our goals, financial and otherwise. For many Australians, this included the dream of being a homeowner. As the new year begins, we’re now…
If 2020 wasn’t easy on your finances and you’re looking for better ways to save, you could find the answer in your mortgage. Cutting down monthly spending is easier than it seems. When reviewing unnecessary outgoings, don’t ignore the things that seem too big to touch. We tend to accept loans and other services, like…
When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard the term ‘negatively geared’. Of course, as balance would have it, there is also another relative concept called ‘positively geared’. Put simply, negative gearing is where you’ve borrowed money to invest, known as gearing, where the…
Every year, we have a chance to reflect on the year and think about the future. What do we want to achieve in the next 12 months? Where to go on holiday? Could the house do with a lick of paint? However, 2020 was a bit different, fundamentally changing the way we live, work and…
With many state capitals becoming a hive of construction activity, even more properties are being sold off-the-plan. It’s a purchase option that gives buyers a range of valuable advantages, like saving on price, the option to customise and stamp duty concessions. But splashing out on plans alone may not be the best choice for every…
Are you hoping to buy a property in 2021? Here are seven new year’s resolutions that can help keep your financial resume in shape. And the fitter it is, the more chance you have to be able to buy. Resolution #1 – Clearly outline your goal Having a very specific goal is the first step…